StepChange is a UK-based charity that provides free and impartial debt advice and support to people with money worries. It is the UK's leading debt advice charity and has helped millions of people since 1993 by offering online and phone advice, help with budgeting, and various debt solutions like debt management plans, Individual Voluntary Arrangements, and bankruptcy.

StepChange

• Barclays Money Mentor is a free service available even if you do not bank with Barclays. Individuals can arrange an appointment to discuss money related questions and get practical tips or personalised support to feel in control of their finances.
• Barclays Money management provides simple advice on how to cope with financial pressure.

Want to take control of your finances and monthly spending? Start by creating a budget plan. The Citizens Advice budgeting tool is designed to help you plan ahead, manage your money more effectively, and avoid overspending

Citizens Advice - Budgeting Tool

Norfolk County Council - Budgeting Tool

There are more than 7 million households in the UK that are missing out on benefits they were unaware of. 

You can use an independent, free and anonymous benefits calculator to check what you could be entitled to.

GOV.UK | Benefits Calculator

If you have children under the age of 16, you may be entitled to help with your childcare costs.

The GOV.UK childcare calculator can help you find out how much you could get towards approved childcare, including:

• free childcare for children aged between 9 months and 4 years
• help with childcare costs if your child is under 16 (or under 17 and disabled).

GOV.UK | Childcare Calculator

If you're of working age and have a low income or are currently out of work, you may be eligible for Universal Credit to help with your living costs.

Check if you are eligible

Pension Credit gives you extra money to help with your living costs if you’re over State Pension age and on a low income. Pension Credit can also help with housing costs such as ground rent or service charges.

You might get extra help if you’re a carer, severely disabled, or responsible for a child or young person.

Pension Credit is separate from your State Pension.

Check if you are eligible

You may be entitled to help with your health costs. This could be for costs such as:

• NHS prescriptions
• NHS dental treatment
• sight tests, glasses and contact lenses
• travel to receive NHS treatment
• NHS wigs and fabric supports

Find out what help you could get using our eligibility checker.

Check if you are eligible